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Unclaimed Capital Credits

More than 29,000 capital credit checks have been sent out to members totaling over $1,000,000 in the past 4 years.

How does it work?

Disbursement of capital credits is a direct extension of the cooperative principle of member economic participation.  Our members contribute equitably to, and democratically control, the capital of their cooperative.  In short, it is YOUR REMC.

As a not-for-profit electric cooperative, UDWI is owned and operated by the members it serves.  As you pay your electric bill each month, the cooperative pays the costs of delivering power to your home or business. 

At the end of the calendar/fiscal year, any margins (excess monies) left after the cooperative has paid all of its costs become equity.  The cooperative tracks how much equity belongs to each member.

The UDWI Board of Directors must then decide how to use these margins.  If needed, margins are invested back into the cooperative.  On the other hand, when the UDWI Board of Directors feels that the financial condition of the coop allows those margins (equity) to be returned, it is disbursed to the members in the form of capital credits.

When did it start?

In 2012, the UDWI Board of Directors made the decision to disburse capital credits for the first time.  Capital credits checks were issued for memberships from 1938 to 1946 in 2013, memberships from 1947 to 1951 in 2014, memberships from 1952 to 1956 in 2015, and memberships from 1957 to 1958 in 2016.


If you have questions, please feel free to call our office at 800-489-7362 or 812-384-4446 to speak with a capital credits clerk.



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